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What the fund is for, how much should be in it, and why the spreadsheet stops working. Written for committees, not for search engines.

  1. 01

    What Is a Sinking Fund?

    What a sinking fund is, what it pays for, how it's funded, and the state-by-state names — a plain guide for owners corporations and strata committees.
  2. 02

    Sinking Fund vs Capital Works Fund: The Same Fund, Different Names

    Sinking fund, capital works fund, maintenance fund, reserve fund — the same idea under different names in each Australian state. A plain-English guide.
  3. 03

    How much should be in a sinking fund?

    There's no flat percentage rule for an owners corporation sinking fund. Here's how a proper 10-year forecast sets the right levy — and how to check yours.
  4. 04

    Spreadsheet vs sinking fund software: which one keeps your fund honest?

    Why a QS PDF and a DIY spreadsheet both go stale, what a living sinking fund tool does differently, and when a spreadsheet is still fine for a small block.